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5 Single Bloggers Who Paid off Massive Amounts of Debt

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When I was single I was convinced there was no way I could tackle my debt on my own.

Heck, I didn’t even think I could do it when I got married. But my husband and I have since paid off $78,000 of debt and we did it in less than two years.

I hear all the time about people, women especially, who think they can’t pay off their debt for one reason or another… or ten reasons.

I lived at home for 2 years after college under the guise that I was paying down my student loans but all I did was save up for a down payment on a car that I financed two-thirds of.

Knowing what I know now, I could kick myself. I probably should kick myself. The truth is that while you may not have a second income as a single person you also have the opportunity to make more, live on less, all without the pressure from society to buy a house or have kids. And college-educated women who wait until their mid-thirties to marry can make around $18,000 more (over 10 years) than their married-in-their-20s counterparts.

There are people who are living on a single income and becoming debt free. And some of them have blogs.

Paying off Debt Blogs: Strong Independent Women Edition

Big note here, none of these powerhouses lived at home, off their parents, or especially with the aid of a second income. They didn’t have particularly easy lives but they worked their tails off to get the job done. And now they’re using what they’ve learned to motivate and encourage others.

Allea Grummert @ Ask Allea

Have you ever had a dream to quit your job and create a lifestyle that makes you excited for Monday? Allea did. And she was able to do that because she spent six years diligently paying off her over $30,000 in student loan debt.

Notice how I’m not starting with a six-figure quick hit payoff? That’s unrealistic. If you go into this journey with realistic expectations and model a lifestyle like Allea did (hint: she still did fun stuff) then you’re more likely to finish the race.

Sarah Wilson @ Budget Girl

budget girlSo, not a blogger but y’all, I am just a big fan of Sarah, affectionately known as Budget Girl on YouTube. She paid off $32,000 of student loans in three years and I couldn’t help but interview for the blog.

She used frugality and side hustling to slowly but surely chip away at her debt and she vlogged the whole thing. She’s still helping people pay off debt on her Youtube channel and I highly recommend subscribing!

Cait Flanders

I’ve mentioned Cait before in previous posts. She’s one of my favorite writers on conscious consumption. But in 2011 she started her journey with maxed out credit cards and 3 personal loans (one from her parents) totaling over $28,000.

She made a lot of changes and many mistakes along the way but in 2 years she paid it all off. She then went on to complete a 2-year shopping ban and has a book coming out in 2018. Mind blown.

 

Jessica @ The Finance Kitchen

After going to community college for free Jessica spent 2 years at her dream school and graduated with $68K in student loan debt in 2009. Since then she’s been on a mission to pay it back. in November 2016 she finished paying off $113,000 of debt.

ON HER OWN. BEFORE 30.

She worked 2 jobs, drove an old car, lived with roommates, and put her music dreams on hold until she was debt free so she could pursue it fully.

Carrie @ Careful Cents

At 25 Carrie was picking up the pieces from a bad divorce and the inherited debt that came with it. In addition to her full-time job, she worked nights and weekends to pay off over $14,000 in 14 months.

Now she helps people quit their day jobs and build life-centered businesses. She also has a book coming out next year. BAMF.

If these student loan mavens don’t inspire you I don’t know what will.

 

You don’t have to be making $80,000 a year or rely on someone other than yourself to be financially independent.

The thing all these people share is that they worked hard and didn’t quit til the job was done. Sorry, there’s no right time or magic formula for freedom. But I hope you’ll follow these bloggers and stay motivated on your journey. It’s hard but they’ll all tell you it’s worth it.

5 Single Bloggers who Paid off Massive Amounts of Debt

This Post Has 25 Comments

  1. Oh my gosh this is amazing! I am so glad to see hard working individuals they are hard to come by these days. I am book marking this for when I need inspiration! <3

  3. Love reading these stories of people paying off their student loans quickly! I did the same thing myself when I paid off my law school loans earlier this year. Really freeing and opens up door. And importantly, it removes a lot of fear that you have when carrying student loans.

  5. I love reading about everyone’s journey to become debt free! I just graduated in May with $100,000 in student loans. I started working part time as a waitress while I’m putting in applications around the city, but have already paid off $1150. One loan down, two to go! It’s inspiring to see people in similar situations become debt free. Counting down the days until I’m the same way! 🙂

  7. They are so inspiring! My husband and I started with a combined total of $117,000 of student loan debt. Reading personal finance blogs was what inspired us to pay off our debt in just three years.

    1. That’s awesome! Congratulations! These personal finance bloggers are insanely inspiring.:)

  15. Yes, it’s awe-inspiring to come across individuals that have walked all the way up from debt. But you can’t deny that it takes a lot to change a few of your basic habits and stick to it for long. working out a plan requires you to study your financial situation from a close distance, but it even gets tougher when you ought to adhere to all norms.

    1. No one would say it’s easy. It’s hard and complicated but it’s 100% doable.

    1. Awesome Vi! Best wishes to you and let me know if there’s anything more I can do to help!

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