fbpx

5 Ways to be Better at Conscious Consumption

We’ve all been there. You walk into your favorite store, the one with the amazing branding and the conveniently set up dollar bins and somehow walk out with $100 worth of stuff when you just went in for conditioner. Or is it just me? I have accumulated stuff over the years sitting in drawers and boxes, cluttering up my closet and I have no idea how it got there or why it is there. Since taking a closer look at my finances and being more aware of my purchases, I was embarrassed by the number of foods from the grocery…

Read More→
Marriage And Money

3 Habits for Blissful Money Matrimony

As of this month my student loan has a 1 in front of it. That started as a 5! I realize I couldn’t have done this without my amazing [frugal] husband. Through this journey, I am constantly reminded how important it’s been to be on the same page with our finances. Our shared goals and vision for the future have made the hard months bearable and the pitfalls easier to climb out of. By the time I met Travis I’d seen more couples divorce in my age group than I want to count. It was so significant to me that…

Read More→

5 Affordable Healthcare Tips That Will Change Your Life

  Healthcare is something I’m thinking more and more about these days. I’m not the sprightly 22-year-old I once was and now I don’t just worry about my health but my husband’s too. As an acupuncturist by day, I see the effect of poor health management and the toll of high healthcare costs every day and it breaks my heart. I don’t wish that stress on anyone. But there’s so little information on ways to combat the rising price of healthcare that we just sit back and keep paying. Here are some affordable ways to save on necessary medical costs…

Read More→
Free Activities For Couples

10 Free Holiday Activities for Couples Paying off Debt

  This is where it all started guys. On a quiet summer afternoon I hit publish on my first post titled 10 Free Activities for Couples Paying off Debt and the rest is history. I thought it fitting to do one for the winter as well, seeing how we spend more money this time of year than any other. 1. Christmas Lights Home Tour Every city has a neighborhood that really goes all out with the lights. Take a drive to look at them or walk if the weather isn’t frightful. In Florida, the weather is always great this time…

Read More→
Ways To Save At Restaurants

13 Ways to Save Money at Restaurants that Won’t Embarrass Your Friends

My husband and I didn’t travel well together for a long time. When we'd leave the city he'd get increasingly paranoid about spending money and for me, all inkling of a budget left my mind as I imagined all the new fun and food there was to be had. And I have too many memories of arguments with my husband, Travis, because he refused to order his own entrée, opting to only eat the food left over by our friends. So now we plan beforehand so he knows we have the money to spend and I don’t spend it all…

Read More→
Unfollow Your Friends

Why Unfollowing my Friends Helped my Finances

For the last 15 months we’ve been paying off our $84,000 of consumer and student loan debt. We’re $60K down and have $24K to go. It’s been a combination of hard, easy, fun, annoying, and exhausting. There are times I wish we hadn’t taken out the loans, but I know we wouldn’t have the jobs and friends we love without them. So even in the arduous task of paying them back, I’m grateful. Why Unfollowing my Friends Helped my Finances   In paying off our student loans in such a short amount of time I’ve learned a lot about myself,…

Read More→
Low-cost-holiday-party

Stop Overspending Around The Holidays

There’s never more temptation to impulse shop than around the holidays so I’m sharing a few strategies you can use to stop seasonal impulse buying. The holidays are upon us and instead of telling you how to get the best deals I want you to stop buying stuff altogether. I’ve got 5 strategies to help you stop holiday impulse shopping. I’ve also got a Debt-Free Christmas Planner you can download for free that’ll help you keep track of everything around the holidays that costs money. From gifts and parties to traditions and dinners as well as a tracker to help…

Read More→

Debt-Free Christmas Planner

Feeling unprepared for the holidays AGAIN!? Then you'll definitely gonna want this free Debt-Free Christmas Planner! This 20-page planner includes multiple budget and spending trackers to help you stay on top of all the expenses that come during the most wonderful time of the year. Including: Gift trackerOnline order trackerFamily traditions trackerParty & dinner planner2021 Savings chart& more! Celebrate the holidays debt-freeEnter your info below to get the free plannerI'm ready!We hate spam. It's a horrible gift and we don't give it here. Unsubscribe at any time.

Read More→
Budget Myths Debunked

Budgeting is a B Word – Budget Myths Debunked

Everyone I talk to about debt tells me “I know, I need to get on a budget.” In my head, I’m like “duh!?!” But the truth is, I remember what it’s like to be single on a 36K income staring 60K of debt in the face. It’s horrifying, overwhelming, and seemingly impossible. So I just ignored it. I let the interest pile up and said I just can’t do this. Flash forward two years and the budget is a vital part of my life. I am by no means a master budgeter and I’m always the one that ends up…

Read More→
Back To Top