The Millennial’s Guide to the Best Personal Finance Articles
This post may contain affiliate links. Please read my disclosure for more information.
Whenever I have a question about anything I go to Google. (Sorry mom.) There’s a never-ending well of information on any topic and I can usually find a cat picture to go with it.
So in my quest to create a guide for millennials to get the most out of their money I went beyond Googling and asked experts in the field to give me their best personal finance articles.
I’ll add to the list whenever I find useful articles that solve a problem or answer a question really well. If you have a money conundrum you’d like to see an article on please comment below. If I can’t find it, I’ll write it! 😉 And if you have an article you think should be here send it over to
And if you have an article you think should be here send it over to jen [at] savingwithspunk [dot] com so I can make this list the best ever. If I can take the Google out of just one thing in your life I’ve done my job.
80+ Best Personal Finance Articles
Budgeting & Foundations
What’s Net Worth? via The Simple Dollar
Best Apps to Budget & Track Expenses by Our Freaking Budget
What Accounts Should I Have Open? by Wallet hacks
“The Baby Steps” Explained by Saving with Spunk
How to Make a Budget That Works by Well Kept Wallet
How to “Un” Budget via Money Under 30
How to Spend Wisely by PT Money
Free Budgeting Spreadsheet by Cashville Skyline
Budgeting on an Irregular Income by Lauren Greutman
Budgeting for a Transition to Self-Employment via Due
Financial Tips for Millennials by Tawcan
*Bonus* Why Living Within Your Means Isn’t Good Enough Anymore by Money After Graduation
Spend Less & Save
Why Saving is so Hard by Free to Pursue
How to Quit Spending More Than You Make by Seed Time
Getting a Month Ahead in Your Bank Account on Little Income by Life and a Budget
How to do a Shopping Ban by Cait Flanders
50 Ways to Live for Free by The Thrifty Issue
Depression Era Money Lessons by The Penny Pinchin Mom
What is 3-6 Months of Expenses? by Saving with Spunk
Percentage Based Debt & Saving Plan by The Debt Roundup
*Bonus* Student Loan Forgiveness Programs by State by The College Investor
Frugality & Smart Shopping
12 Reasons You’re Poor via Bigger Pockets
Live Within Your Means Without Feeling Limited by Stefanie O’Connell
How to Kick Your Spending Triggers by High Fiving Dollars
75 Ways to Save Money by Good Financial Cents
Do You Deserve That New Car? by Millennial Money Man
How to Shop for a Used Car by Money Peach
*Bonus* How to Financially Prepare for a Baby by The Budget Mama
Debt & Credit
Nearly Half of Students Aren’t Taught About Credit Cards Before Getting One via US News
Why Debt is Bad by Natalie Bacon
Reasons to Not Use Credit Cards by Hope and Cents
Why Good Debt Doesn’t Exist by Mixed up Money
Which Loan Should I Pay off First? by Saving with Spunk
How to Achieve the Perfect Credit Score by Rich on Money
*Bonus* How Life Changes When You’re Debt Free by Every Single Dollar
Make Extra Money
330 Ideas to Make Extra Money by Power Over Life
Work at Home Jobs for Beginners by The Work at Home Wife
75 Ways to Make Extra Money by Making Sense of Cents
200+ Ways to Make Money in the Sharing Economy by Side Hustle Nation
The Beginner’s Guide to Selling on eBay by The Butler Journal
How to Sell on Amazon by The Selling Family
Make $400 a Week in Your Spare Time via Wisebread
What is Passive Income? via Smart Passive Income
Common Income Streams of Millionaires by Wallet Hacks
*Bonus* Multilevel Marketing is Not a Side Hustle by Frugal Vagabond
Motivation & Failure (Because Personal Finance is Personal First)
How to Make Paying off Debt Not Suck (+ Free Printable) by Saving with Spunk
Friendships & Going Over Budget by Ask Allea
5 Single People Who Paid off big Debts by Saving with Spunk
Finding Contentment in “Well Enough” by She Picks up Pennies
What to do When You Lose Motivation to Pay off Debt by Notorious DEBT
How to Persevere: Paying off $25K on a $30K Salary via Centsai
The Importance of Persistence in Investing by Adventures in Mobile Homes
*Bonus* What to Tell Your Kids When You’re Deep in Debt by Debt Discipline
Taxes
Taxes for Beginners via The Art of Manliness
Depreciation for Side Hustlers by Go Curry Cracker
*Bonus* Who Owns Your Paycheck? by Life and my Finances
Insurance
5 Basic Insurance Policies Everyone Should Have via Mint
Guide to Choosing Health Insurance by Investing to Thrive
Alternatives to Conventional Health Insurance by The Self-Pay Patient
*Bonus* A Life Insurance Love Letter by How Do I Money?
Home-Buying
Rent vs. Buy by Stay Wealthy San Diego
Are you Ready to Own? by Saving with Spunk
How to Buy Your First House via Quicken Loans
How much to Save for a Down Payment by Half Banked
How to Get The Best Deal on a Mortgage by Living on the Cheap
Home Buying Q&A with a Realtor by Financial Best Life
When Should I Refinance a Mortgage? via Money Crashers
Mortgage Refinance Calculator via Loan Guide
*Bonus* Live-In House Flips by Coach Carson
Investing & Retirement
12 Things to Consider if You Want to Start Investing by Investing Dollars and Cents
Types of Retirement Plans via NerdWallet
Creating Your Investment Strategy by Money Smart Guides
The Pros and Cons of Robo-Advisors by Robo Advisor Pros
How to Make $27K by Eating Out Less by Saving with Spunk
How Much Should I Save for Retirement? via NerdWallet
Tips to Become a 401K Millionaire by The Chicago Financial Planner
Making Your Own Rules in the Stock Market by My Stock Market Basics
How to Retire Early by ESI Money
How Many Years Does it Take to Become Financially Independent? by The Military Guide
Beginner Investment Strategies by Cash Money Life
*Bonus* 5 Rules for Investing (Pokemon Style) via the Experian Snapchat!
Estate Planning
How to Write a Will via USNews
If you’d like me to find the best personal finance articles for your questions please leave them in the comments!
Jen Smith is a personal finance expert, founder of Modern Frugality and co-host of the Frugal Friends Podcast. Her work has been featured in the Wall Street Journal, Lifehacker, Money Magazine, U.S. News and World Report, Business Insider, and more. She’s passionate about helping people gain control of their spending.
This Post Has 17 Comments
Comments are closed.
Thank you for including my piece on becoming a 401(k) millionaire, much appreciated.
You’re welcome Roger!
Wow, Jen! This is an awesome collection of resources. I have some reading to do! Thank you for including my article on Live-in House Flips. It is an honor to be on your list.
You’re welcome Chad! It’s great stuff!
I am pinning this list because I definitely need as much financial advice as possible.
Thanks Erin! So many great minds on this list, hope you find it useful!
Thanks for including me in your round-up! Definitely a great collection of articles from the personal finance community!
Indeed! You’re welcome Latoya!
Hi Jen. That’s quite a round-up! Thanks for including my post about “Who Owns Your Paycheck?”
You’re Welcome Derek!
Thank you for sharing these articles! What a great group of people.
Thanks Jessica! They are great.
This is really convenient and thanks for taking the time to do this Jen! A treasure trove of PF articles!
Thanks T! My pleasure!
Great list! I love learning an being inspired by these pf blogs.
Thanks Manuel! Me too!
[…] The Millennial’s Guide to the Best Personal Finance Articles — Saving With Spunk […]