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How To Stop Dining Out

How to Stop Spending Money at Restaurants & Start Enjoying Food

If you’re looking to save money or pay off debt, avoiding restaurants is the quickest way to put big bucks back in your budget. But instead of depriving yourself, here are some ways you can make eating at home even more enjoyable than going out. What is it that drives us to revert to eating out when we’re tired or bored? Some people say it’s fun to get dressed up and go to a restaurant or it’s easier to have someone serve you your food and remove the dishes. If you really think about it, eating at home is just…

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Finance For Newlyweds

How Newlyweds Can Rock Their Finances

Finances for newlyweds are the last thing on your mind when you’re blissfully floating in a perfect world with your new boo. But it's common knowledge now that money fights and money problems are the leading cause of stress in a relationship and play a role in every leading cause of divorce. Communicating and working together in regards to your finances can set you up for the success that long-running marriages have. I don't know of any happily married couples going on 30+ years that don't have some system for communicating about money.  The Do's & Don'ts of Finances for Newlyweds So…

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Meal Planning On A Budget Pack

The Meal Planning on a Budget Starter Pack

If you've recently started budgeting then reducing your food budget is probably one of your goals right now. But I'm sure you've already realized, there are so many elements involved in reducing your reliance on takeout and restaurants.  I realized this in my own life and from it came my book Meal Planning on a Budget. But not everyone needs or wants to read a book. Enter, The Meal Planning on a Budget Starter Pack. This 20-page digital download is packed with printables, resources, and encouragement to help you organize your meal planning and execute the plan with far less effort…

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6 Ways to Pay for College That Won’t Put You Into Debt

Student debt is a crippling start to adulthood. When you’re buried with loans, it can be hard to recover. But when the tuition and college-related expenses cost between $20,000 to $50,000, how can you help your child pay for college and not go into debt? We have six strategies for paying for college that won’t put you or your college-bound child into debt. How to Pay for College Without Going Into Debt I obviously took out student loans to pay for grad school so today's post is a guest post from Matt Satell. I hope you enjoy another perspective! 1.…

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Side Hustle Income Report

2018 Side Hustle Income Report Month 5

Happy summer! We're five months into this project and it's my favorite series because it's super helpful for me. I'm selfish. This summer we're renovating an RV to resell. Instead of including everything here I'm going to a post once we're done that rounds it up. This is not a normal side hustle and I feel like all the expenses need more explanation than I can give them in this. Here are the first four months for reference: January's Side Hustle Income Report February's Side Hustle Income Report March's Side Hustle Income Report April's Side Hustle Income Report As always, I…

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Personal Finance is a Learning Process

Today we have a guest post from Douglas Keller of Peak Personal Finance. He's sharing his personal story of what brought his financial awakening and what's most important to him. Hope you enjoy it! There was always something that drew me to money. Making a few extra bucks marked my childhood as summers were devoted to lemonade stands and lawn mowing, while the winters were spent raking up leaves and shoveling driveways. I knew that with a better understanding of money was the promise of even greater earnings and as a kid that was all I needed. Even with years…

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Refinance Student Loans

Should You Refinance Your Student Loans?

If you have more student loans than you know what to do with then you’re always thinking about how to get rid of them. It always starts with looking into student loan forgiveness programs. Those programs suck. They either restrict you to low paying jobs for 10 years or curse you into paying the life of your loan plus taxes on whole other income, which inevitably leads to payments to the IRS which include more interest and fees. Those programs are great for people who have no other options but they are a last resort and seriously limit your potential…

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Tips For De-Cluttering Your House

Tips for De-Cluttering Your House and Getting Paid for it

When you’re trying not to spend money, there’s no better way to spend your time than making money. And you know what my favorite way to make money is? De-cluttering. I couldn’t make a living off of it but it’s a great way to build an emergency fund or earn a little vacation money. The feeling of a good purge is half the reward anyway. And with the rise of blogs, books, and movies about minimalism, I think you guys agree. Whether you’re venturing into minimalism, doing a No-Spend Challenge or just trying to spend less, getting rid of stuff…

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How we Paid off $78K of Debt With Average Incomes

It's a new year! And you're probably reading this because you want to make a change with how you handle your money in 2020. You want to pay off your student loans, start investing, and maybe save up for a big girl vacation, like, to Europe or something. You want to make big changes but very rarely do big things happen to move the needle. It’s the little things that sustain you when you’re trying to make big changes. Like, pay off more money in debt than you make in a year. My husband, Travis, and I paid off nearly…

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What You Should Know if You’re Paying Cash for a Car

Last week I fulfilled a goal I’ve had for the longest time. I got my first SUV and I paid for it in cash! I’ve been saving everything from my online business, you can see those income streams on my income report, for over a year to get this girl and it was so worth it. She’s a beaut! But because I don’t buy cars often, and have never paid for one in full at the time of purchase, there was a lot I didn’t realize going into it. I did extensive research about the year, make, and model of…

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