Politics. Religion. Money. These are things you don’t talk about at the dinner table. But if you were like my family we didn’t talk about them at all, maybe religion on Sundays and politics every four years, but money? Never -- children should not be burdened by the family finances, especially their parents' financial mistakes. Fast forward to March 2017: I’m 27, married, and just bought a house. My mom dropped the bomb on me that she’s being foreclosed on in less than three months. She also shares that the process has been going on for nine years but got…
Ramsey+ is Dave Ramsey’s new membership where you have access to everything you need to win with money. In this Ramsey Plus review I’ll walk you through what’s included, who it's for, who it's not for, and my thoughts on what’s missing. Before I get started, I’ll be transparent that Ramsey Solutions is not paying me to say anything I’m about to say in this post. They reached out to me to give it a whirl, give them some feedback, and I’m sharing that feedback with you. Why? Because way more people are searching for Dave Ramsey product reviews than…
You’d think having no money would stop a person from frivolous spending but I am living proof logic doesn’t work like that. Today I’m sharing five super simple tips I used and you can too, to learn how to stop spending money you don't have and ultimately stop getting into debt. When I graduated college I was broke as a joke and my friends wanted to take a cruise to celebrate so I said "I don’t have money guys, sorry." Just kidding! I took out an American Express credit card! It wasn’t until years later I would realize how important…
With all the everyday spending we're trying to save on, the recurring expenses can easily get forgotten. But they take the biggest chunk of our income! I recommend reevaluating each of your monthly expenses at least once a year to make sure you're getting the lowest price and that none of your providers are taking advantage of you. Tips to Save Money on Monthly Bills Here are my top tips for saving on some of the most expensive parts of your life. How to Save on Car Insurance When’s the last time you negotiated your auto insurance? The average cost…
There are a million reasons why adopting a frugal lifestyle is essential right now. Today I’m sharing 10 reasons why frugality is important and stay tuned to the end for why frugality can also make you a lot of money. If you’re a subscriber, thanks so much for watching. Be sure to like this video if this is what you want more of. If you’re not a subscriber, what are you waiting for? Click to subscribe and you’ll get more videos every week helping you save money and spend smarter. CLICK TO WATCH THE VIDEO! Today I’m talking about why…
If you’ve lost your income and can’t pay your mortgage I’ve got five ways you can lower or pause your mortgage payments to get back on your feet. If you’re a subscriber, thanks so much for watching. Be sure to like this video if this is what you want more of. If you’re not a subscriber, click to the subscribe and you’ll get more videos every week helping you save money and spend smarter. CLICK TO WATCH THE VIDEO! Your mortgage is likely your biggest expense but it's not as essential as putting food on the table and keeping your…
You've been feverishly decluttering your house and now the weather is nice enough that you're thinking about hosting a garage sale before you bring everything to the thrift store. Before you get your price stickers and signs ready, you should do a little preparing so you can organize a garage sale that will make you as much money as possible. How to Organize a Garage Sale There are several steps that go into hosting a successful yard sale. First, you have to schedule a date for your sale. This may not be a problem right now but usually there’s a…
If your stimulus check wasn’t enough and you’re still in need of money, I’ve got three ways your family can get thousands more in federal assistance that are not loans and are still available. If you’re a subscriber, thanks so much for watching. Be sure to like this video if this is what you want more of. If you’re not a subscriber, click the subscribe button and you’ll get more videos every week helping you save money and spend smarter. CLICK TO WATCH VIDEO! I’m not going to cover what you’ve already heard. Stimulus checks are on their way, you…