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I Picked Out My Own Engagement Ring at a Pawn Shop

If there’s one thing I love almost as much as my husband, it’s getting a sweet deal on something I was going to buy anyway. While I’ve always been averse to parting with my paycheck, I’m not the most responsible with my money and I never considered myself frugal until recently.  But through paying off $78,000 in debt, I know for sure I married the most frugal man I’ve ever met. There are a lot of ways to save money. Here are some of my favorites: Open a high-interest savings account at Axos Bank to get your emergency fund making…

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How to Stop Spending Money on Unnecessary Things

It’s one thing to make a budget, it’s a whole other thing to stick to it. In a recent study of 25,000 people, it was determined that 36% of the people were living paycheck to paycheck and 19% of people were spending more than they made and racking up more and more debt each month just to survive.  Managing your money is just one of the important keys to building wealth.  If you’re like some of the statistics and your budget keeps getting busted on habitual spending I’ve got 16 tips to help you stop spending money on unnecessary things.…

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Meatless Meals

19 Delicious Meatless Meals for Any Day of the Week

Eating less meat isn’t just good for your health; it’s great for your budget. If you want to stretch your dollar farther at the grocery store incorporate these easy meatless meals into your week. With the release of multiple food documentaries on Netflix like Forks Over Knives, Food Inc., and What the Health, more people are looking to eat less meat and more nutrient rich foods. And for this frugal vegetarian of almost a decade, that’s a movement I can get behind. Because meat can break a grocery budget faster than a late night pizza delivery. I won’t try to…

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Should I Pay Off My Mortgage Early? What We’re Doing & Why

Asking yourself “Should I pay off my mortgage early?” We did the same thing! Here’s what we’re doing and how we came to our decision. When you own a home and have a mortgage to pay every month for years (or decades!), it’s natural to want to pay it off as soon as possible so you don’t have that debt looming over you. But, what is the best course of action when it comes to paying off your mortgage? You have several potential options, and it’s important to weigh them out so you can make the most sound decision when…

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Afterpay Review: How to Know if It’s Right for You

Afterpay is one of the better buy now pay later websites out there, but does that mean you should use it? I’m sharing the real consequences of using Afterpay & other buy now pay later sites as well as the ONLY reason you should ever use one.  I get an email once a week with trending topics on the internet and they’re not all financial so when I see one that is finance-related I get really excited and that’s what happened when this company Afterpay showed up on this list.  That’s because since mid-2016 the number of customers using buy…

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5 Ways Thrifty-Frugal Fun Made Paying Off Our Mortgage a BLAST!

Today we have a guest post from Lindsey Ralston of Big House in the Woods. She’s sharing her personal story of how she paid off her mortgage early and had fun while doing it. Hope you enjoy it! We paid off our first and only mortgage in 13 months. That made us debt-free and mortgage-free by 25. Some might say that saving intensely and being frugal must be a drag, but we employed 5 thrifty-frugal fun hacks that made paying off our mortgage a blast! 5 Thrifty-Frugal Fun Hacks to Make Saving Money Fun! 1. Make it a game We…

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