Debt Freedom Roadmap
Make sure you're on the right track to pay off your debt fast and reach financial freedom
Debt-Free Christmas Planner
Feeling unprepared for the holidays AGAIN!? Then you'll definitely gonna want this free Debt-Free Christmas Planner! This 20-page planner includes multiple budget and spending trackers to help you stay on top of all the expenses that come during the most wonderful time of the year. Including: Gift trackerOnline order trackerFamily traditions trackerParty & dinner planner2021 Savings chart& more! Celebrate the holidays debt-freeEnter your info below to get the free plannerI'm ready!We hate spam. It's a horrible gift and we don't give it here. Unsubscribe at any time.
Budgeting is a B Word – Budget Myths Debunked
Everyone I talk to about debt tells me “I know, I need to get on a budget.” In my head, I’m like “duh!?!” But the truth is, I remember what it’s like to be single on a 36K income staring 60K of debt in the face. It’s horrifying, overwhelming, and seemingly impossible. So I just ignored it. I let the interest pile up and said I just can’t do this. Flash forward two years and the budget is a vital part of my life. I am by no means a master budgeter and I’m always the one that ends up…
Make Extra $$$ With These 10 Seasonal Jobs
I’m trying to wake up earlier. I keep reading about really successful people and they all wake up before the sun. I’m not that ambitious but my alarm did go off at 7 on my day off so I’m feeling pretty confident so far. It only get’s harder when Daylight Savings ends in November and I’ll be up before the sun even if I sleep in. Then throw in the exhaustion of the holidays... yikes. Holidays are hard; I can’t imagine them with kids. But they are also the easiest time to make extra cash. Waiting tables, delivering pizzas, putting…
RV Renovation Ideas For Our New (to us) Fifth Wheel!
We are renovating a fifth wheel RV! I've been obsessed with RV living and RV renovations since we saw Jill and Eric's RV renovation last spring. We aren't ready to move into one but we thought it would be a cool project to fix one up for someone else to live in! So two weeks ago we bought a 38 foot Fleetwood Wilderness AX6 fifth wheel. A post shared by Jen • Debt Free Blogger (@savingwithspunk) on May 30, 2018 at 5:32pm PDT It's so dirty, so smelly, and so ugly. It's perfect. And since this is all that's on…
How We Paid Off Over $45K of Debt in 11 Months
It seems pretty normal to me now but people still drop their jaws when I tell them we’ve paid over $45K on our loans in less than a year. We still have a year to go and most days I have mixed emotions of accomplishment for what we’ve done vs. annoyance for how far we have to go. UPDATE: As of August 31, 2017, Travis and I are STUDENT LOAN FREE! We paid off $77,646.54 in 23 months! We’ve made conscious decisions to hold off on things like buying a house, going on trips, and even getting a couch that’s not…
Are You Ready to Buy a House?
Today I have a guest post from JT over at JustMakingCents.com. He writes about how he went from $15,000 in college loans to financially retiring in his 30s, drawing on lessons learned from over 15 years on Wall Street. He also shares his experience teaching his children about money. Enjoy! Your kitchen looks great. You wiped that countertop down to a sparkling gem and picked the perfect Pandora station to play. Since your friends will be over in half an hour, you dial up your favorite takeout and order 5 large pizzas. After you order, you check how many…
5 Single Bloggers Who Paid off Massive Amounts of Debt
When I was single I was convinced there was no way I could tackle my debt on my own. Heck, I didn't even think I could do it when I got married. But my husband and I have since paid off $78,000 of debt and we did it in less than two years. I hear all the time about people, women especially, who think they can't pay off their debt for one reason or another... or ten reasons. I lived at home for 2 years after college under the guise that I was paying down my student loans but all…
The Affordable Housing Option That Can Help You Pay Off Debt Faster!
Today I have a guest post from Allea over at AskAllea.com. I was so happy when she reached out to me for a guest post because I love her holistic approach to financial health and her fun writing style. Hope you enjoy! When you’re trying to pay off debt, you’ll do a lot of things to save money. You’ve got a small pool of “lifestyle” funds you can have fun with. And with small funds comes big creativity. I’m all about maximizing the dollars I do have: I plan my meals and cook at home. I rarely buy a drink…
November 2016 Budget
I’m on a financial high going into November. It’s my favorite time of year; the weather is crisp, people are happier, and my favorite holiday, Black Friday, is right around the corner. I’m on cloud 9. And I have one more thing making my money-saving heart flutter (or palpitate, I can’t tell the difference lately.) My student loan is now 4 digits. I’m finally under 10 grand! I didn’t see this day coming anytime in my 20’s and it’s here. You guys, hard work and perseverance pay off! And I’m really excited to have you to share this moment with.…