Going out to lunch is so tempting, especially if you work at an office near a lot of fast and tasty quick-service restaurants like I did. So I’m gonna share my 5-ingredient formula for meal prep salads to save me on days I don’t have leftovers. Being prepared is an essential part of reducing your spending on food. I love meal planning, I did a video on that a while ago, I also make freezer meals a part of my weekly routine, you can see my tips on that in another video, but we focus so much on dinner that…

If you’re trying to pay off debt and control your spending you’ve probably heard of the cash envelope system. It’s the act of putting cash in envelopes and only spending what’s in those envelopes. Those little envelopes keep you from overspending because when the money’s gone you’re cut off.  While some people are obsessed with it, others just can’t make it work. I was one of those people who couldn't make it work. I’m all about efficiency so the idea of heading to the ATM every week or month and going inside the gas station to pay for my gas…

Fed up with side hustle apps that require so much of your time with so little return? Then you might be ready to start a side business! I've got 10 super simple ideas you can start today.

Did you know there’s actually a psychological connection between the stuff you already have and your spending? Yeah and cutting down on the excess can allow you to make better spending decisions. So today I’ve got 10 tips on how to simplify your life to spend less. Research has shown that clutter directly affects your capacity to think clearly. And if there's one thing you need to think clearly for its to spend less money. The clearer your brain the better your spending and the more easily you can stick to your budget. How to Simplify Your Life to Save…

Today I’m breaking down the difference between side hustle vs. business if you want to make extra money fast. Chances are if you’ve searched for “how to make more money” You’ve seen every app and service that wants to overwork you for less than minimum wage.  What’s a Side Hustle vs. a Side Business? A side gig is a one time job. You can take someone for a ride with Uber or put together some Ikea furniture through TaskRabbit but that’s it for you and that customer. You can’t nurture that relationship to get referrals for more riders or upsell…

In this Personal Capital vs. Mint review, I’m going to cover what makes these apps different, where each shines, and why you might consider using one or both. I’m Jen and I hate budgeting. Well, budgeting apps anyway. I’ve spent the last 10 years looking for a budgeting app or software that meets my specific desires. I just can’t seem to find one. I actually detailed my struggle online when I wrote for The Penny Hoarder.  Two budgeting apps I’ve been writing about for a long time are Personal Capital and Mint. I’ve used Mint on and off for almost…

We made over $18,000 renting our guest room out on Airbnb. Today I’m sharing why you should rent your guest room on Airbnb and tips for being successful. Why should you rent your guest room out on airbnb? We rented our guest room on Airbnb for just over two years (minus a few months after I gave birth.) And it was such an easy way to make extra money. I wish everyone would consider taking advantage of underutilized space to make money! Click here to list your room on Airbnb! Too fast? Ok, I'll slow down. There are a few…