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Ways To Do A No Spend Challenge

How to Use a No-Spend Month to Improve Your Finances

Completing a no-spend month can do more for your finances than save a few dollars in your bank account. I used them to get my spending under control and discover what I truly value and enjoy spending money on. I have a hard time playing by the rules, even if I’m the one making them. I’m either completely methodical or completely impulsive. So when I make a budget I either spend nothing, because I feel guilty or I ignore it and spend money willy nilly. That’s why I needed an “all or nothing” way to dive in and learn how…

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The No-Spend Challenge Guide

The No-Spend Challenge Guide Available on Amazon

The No-Spend Challenge Guide is Here! I’m humbled, proud, honored, and squealing with excitement to announce The No-Spend Challenge Guide is here and available on Kindle and Paperback on Amazon. Better yet it's only stinking $3.99!   We’ve all done No-Spend Challenges whether it’s out of necessity or to achieve our financial goals faster. I’ve read books on quitting spending for a year but until now there hasn’t been a comprehensive guide on how to do short challenges effectively. So I wanted to write that book.   Budgeting and money management are some of the hardest concepts for people to…

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Gifts For Grandma

Best Christmas Gifts for Grandma Under $35

Gifts for Grandma is part one of a five-part series of gift guides for cheap millennials who want to buy their friends and family gifts but don't have time to shop. Part 2: Best Sister Gifts Under $17 Part 3: Best Gifts for Gamers Under $15 Part 4: Best Gifts for Runners Under $20 Part 5: Best Gifts for Nurses for Under $20 In the two Christmases I was paying off debt I budgeted for gifts for close family and friends but between working three jobs I didn't have time to look or buy said gifts. And let's face it, the holidays…

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Gifts For Nurses

14 Awesome Gifts for Nurses Under $20

Nurses hold a special place in this world right now. They are working tirelessly to contain this COVID-19 outbreak and deserve all the love and more. I have a lot of friends who are nurses and the job is one of the most intense I’ve ever heard. Long hours, crushing workloads, impossible care standards, it’s a wonder we have any nurses. At all! I felt compelled to make this gift guide for nurses because there’s a lack of gift guides with gifts for nurses that truly encompass and comfort the work of being a nurse. But there’s no shortage of…

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Best Gifts For Runners

Best Gifts For Runners Under $20 For Christmas 2019

While there are a lot of ideas on the best gifts for runners I thought I'd take a simpler approach and write a gift guide for amateurs and periodic runners like myself. As I write this I'm gearing up for a 4-mile run in preparation for a 6.55-mile race I'm doing the day before this post goes live. I like running and doing races but I'm never going to run a marathon and my half marathon days might even be over. Since I'm not a die-hard runner I never get myself the cool running accessories that all the cool kids have.…

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Best Gifts For Sister

Best Sister Gifts Under $17 for Christmas 2020

Best Gifts for Sister is part two of a five-part series of gift guides for cheap millennials who want to buy their friends and family gifts but don’t have time to shop. Part 1: Gifts for Grandma Under $35 Part 3: Gifts for Gamers Under $15 Part 4: Gifts for Runners Under $20 Part 5: Best Gifts for Nurses for Under $20 I'm an only child but I do have three sisters-in-law so now I have siblings to shop for and no clue what to get them. I feel that it's just like buying gifts for yourself but you have to…

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Gifts For Gamers

Best Gifts for Gamers (Especially Zelda Lovers) Under $20

Best Gifts for Gamers is part three of a five-part series of gift guides for cheap millennials who want to buy their friends and family gifts but don’t have time to shop. Part 1: Gifts for Grandma Under $35 Part 2: Best Sister Gifts Under $17 Part 4: Best Gifts for Runners Under $20 Part 5: Best Gifts for Nurses for Under $20 My husband Travis is a gamer. He’s not a “lose yourself for weeks” kind of gamer but it’s the thing he chooses to do in his spare time. I, on the other hand, know nothing about video games.…

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7 Best Ways to Save Money on Coffee

Learning how to save money on coffee transformed my impulse spending. If you’re like me and want to spend more intentionally here are 7 ways to keep your caffeine fix from breaking your budget. For me, coffee isn’t just a jolt to get me going in the morning. It’s part of my routine, it’s a tasty treat that transitions me from sleeping to functioning. I’ve always considered myself a moderate drinker, not a bean snob but I won’t drink hot brown water just for the kick. I’m somewhere in the middle of my friends who go to Starbucks everyday and…

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Stop Online Shopping

4 Simple Ways to Stop Overspending Online & Get Back on Budget

Step away from the computer and put your credit card down. Shopping online is the easiest thing since pre-sliced bread. The Internet is faster than ever, marketing funnels have a solution for every hesitation you’re feeling, and Amazon, oh Amazon, knows everything I’ve ever wanted and the things I’m going to want. The people who design online shopping experiences are professionals and they are good at what they do. The amount of innovation that’s come out of companies like Amazon and Walmart to get us to buy more with less thought is mind-blowing. There’s a reason Jeff Bezos, CEO of…

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Aldi St. Pete, FL

Your Ultimate Guide: How to Shop at Aldi Like a Pro

In my experience, the best way, by far, to save money on groceries is shopping at Aldi. The prices are a fraction of those at other grocery stores, the quality is way better than other discount stores, and the size allows me to shop at lightning speed to avoid “off-list” distractions. Everything about Aldi is designed to help home cooks on a budget. So that’s why I meal plan and modify to accommodate Aldi’s selection. Aldi has 90% of what I want so it’s not worth going to multiple stores and risking the temptation of seeing something else I “need”…

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