If you’re looking to save money or pay off debt, avoiding restaurants is the quickest way to put big bucks back in your budget. But instead of depriving yourself, here are some ways you can make eating at home even more enjoyable than going out. What is it that drives us to revert to eating out when we’re tired or bored? Some people say it’s fun to get dressed up and go to a restaurant or it’s easier to have someone serve you your food and remove the dishes. If you really think about it, eating at home is just…

I'm in the final countdown before baby and I think I finally have everything I need. Some sites say you'll spend $12K to $17K on a baby in the first year but since I already have enough diapers for the first year, I find that hard to believe. After totaling up everything up I estimate I spent less than $500 on everything. I've decked out everything: he nursery, diapers, diapering supplies, car seats, stroller, etc. and I'm good to go. So how'd I do it? It wasn't hand-me downs from family and friends, I had to actively seek this stuff…

Today we have a guest post from Stephanie over at Military Travel Mama. She's got some great tips for moms who want to travel on a budget and since I'm not a mom I thought it'd be great to hear from her! Being a busy mother yourself I guess that you are already aware of all the hassle of providing everything that your family needs and that personal finance has a very steep learning curve. Back in the days when I and my beloved husband were just going out, I used to have much more time to plan a travel…